Scotland County, MO: Foreclosures, Tax Liens & Distressed Properties

Scotland County, Missouri sits inside DLRadar's nationwide distress index, built entirely from public records. Across its ZIPs, composite distress spans 4 to 11 out of 100. On bank and credit headwind, Scotland County scores 48/100. The county spans 10 scored ZIP codes, averaging 8/100 composite distress.

The peak-phase county posted home values that rose 4.4% over twelve months, a 29/100-confidence read. With pricing topped out, distress turns selective — the edge is parcel by parcel.

With Scotland County flat at +4.4% YoY (29/100 confidence), selectivity rules so the headline market won't hand it over. A mid-cycle 48/100 lender reading points to mixed owner- and bank-driven distress.

The sharpest Scotland County readings come from 63546 (11/100), 52542 (10/100), 63531 (9/100), 63543 (9/100), 63555 (9/100), 63563 (9/100) — open any for the parcel detail. The breakdown continues through 52573, 63536, 63432, 63474 and more.

Profile-wise, the ZIPs DLRadar tracks across Scotland County show median home values around $154,367 (below the national figure), a median age of 35.9, poverty running near 6.6%, a median household income near $64,264 (below the US norm), 84% of homes owner-occupied, a 35% vacancy rate. Income, equity and tenure like these signal the volume of pressured sellers and the exit liquidity behind them.

With a minimal 8/100 reading over 10 ZIPs, Scotland County rewards parcel-by-parcel work — work it parcel by parcel. A DLRadar subscription opens every Scotland County parcel: owner, APN and address, per-parcel scoring with lender exposure and resale velocity.

No county is too small to score: Scotland County, Missouri runs through the same foreclosure, tax, lien and bank-stress model as every major metro, so Scotland County's numbers mean exactly what they mean anywhere else in Missouri.

The point of scoring Scotland County, Missouri is to narrow it — the high-composite ZIPs carry the distress, and everything below them rarely repays the outreach cost. Every figure traces to a public federal or county source — recorder and court records for foreclosure and liens, FHFA for the price cycle, FDIC for lender stress — and DLRadar leaves a signal blank rather than estimating where Scotland County data is thin.

At the ZIP level, the sharpest readings in Scotland County are 63546 (11/100), 52542 (10/100), 63531 (9/100), 63543 (9/100), 63555 (9/100), 63563 (9/100). DLRadar also scores 52573, 63536, 63432, 63474 across the county. Each code carries its own composite built from that ZIP's foreclosure, mortgage, tax-lien and lender signals, so two neighboring ZIPs can diverge sharply even inside one county.

Under Scotland County's headline composite sit distinct layers — recorded foreclosures, tax and lien delinquency, mortgage stress and bank headwind — each scored separately before they roll up, so the same total can describe very different markets.