ZIP 51566 Property Distress & Foreclosure Data

In Montgomery County, Iowa, ZIP 51566 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (88/100), structural risk (57/100), institutional ownership (41/100). mortgage stress (16/100) stay muted. On the structural side it scores 57/100, with 5/100 of stress already active. Climate and flood risk are elevated too — flood (NFIP) exposure (69/100).

Prices here sit in a expansion phase: values rose 5.3% over the trailing year, and 37% higher over three years (phase confidence 28/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $58,264, below the U.S. median near $78,000. Educational attainment sits at 19% bachelor's-or-above. Around 44% of renters are cost-burdened. The ZIP holds roughly 3,432 housing units. 13.6% of residents fall below the poverty threshold. 7,004 residents call 51566 home, typically aged 43. DLRadar's demographic-stress index for the area reads 28/100. The vacancy rate is 8.0%. Home values center near $134,200, an affordability ratio of 2.0× — accessible. Owners hold 68% of homes, renters 32%.

Overall, 51566 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.