ZIP 50864 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 50864 (Montgomery County, Iowa) at a minimal 14/100 for overall property distress. The split runs 31/100 structural to 4/100 active on the ground. Leading the profile are structural risk (31/100), institutional ownership (30/100), construction/permit lag (15/100). On the quiet end sit construction/permit lag (15/100) and mortgage stress (12/100).

The market reads peak — home values rose 2.5% year on year, and 67% higher over three years, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 835 housing units. The poverty rate is 9.5%. The demographic-stress sub-score lands at 23/100. Around 14% of adults hold a bachelor's degree or higher. The typical home is worth about $109,900 (1.6× income, relatively affordable). Owners hold 78% of homes, renters 22%. Median household income is $63,657, below the U.S. median near $78,000. Population is roughly 1,627 with a median age of 54. Rent burden reaches 31% of tenant households. The vacancy rate is 6.9%.

Overall, 50864 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 50864 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 50864's 14/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 50864, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

50864's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 50864 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.