ZIP 50864 Property Distress & Foreclosure Data

In Montgomery County, Iowa, ZIP 50864 scores 19 of 100 for composite distress, a low level on DLRadar's public-record index. The latent-versus-live split is 44/100 structural and 4/100 already moving. Its standout signals are construction/permit lag (66/100), structural risk (44/100), institutional ownership (30/100). institutional ownership (30/100) and mortgage stress (12/100) stay muted.

Prices here sit in a expansion phase: values rose 5.4% over the trailing year, and 67% higher over three years (phase confidence 28/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The ZIP holds roughly 835 housing units. Roughly 9.5% live below the poverty line. On demographic stress specifically, 50864 scores 23/100. About 14% have a four-year degree. A median home runs $109,900 here, or 1.6 times local income. The tenure split is 78% owner-occupied to 22% rented. Households earn a median $63,657 — below the roughly $78,000 national figure. 1,627 residents call 50864 home, typically aged 54. Around 31% of renters are cost-burdened. The vacancy rate is 6.9%.

Overall, 50864 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.