ZIP 51544 Foreclosure, Tax-Lien & Distress Report
Cass County, Iowa · High Vacancy market
Composite property distress in 51544 (Cass County, Iowa) lands at 14/100 — minimal on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (64/100). On the structural side it scores 31/100, with 2/100 of stress already active. Leading the profile are structural risk (31/100), institutional ownership (17/100), construction/permit lag (12/100). construction/permit lag (12/100) and mortgage stress (7/100) stay muted.
The market reads peak — home values rose 2.8% year on year (phase confidence 25/100). Topping markets hide individual distress behind strong averages.
Owners hold 90% of homes, renters 10%. Around 32% of renters are cost-burdened. On demographic stress specifically, 51544 scores 24/100. Home values center near $81,000, an affordability ratio of 1.7× — accessible. Median household income is $48,750, below the U.S. median near $78,000. Around 13% of adults hold a bachelor's degree or higher. 843 residents call 51544 home, typically aged 42. Vacancy runs 16.0%, above the national norm and a classic distress-and-opportunity signal. Roughly 7.9% live below the poverty line. The ZIP holds roughly 376 housing units.
Net-net, 51544 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 51544 at the moment; the composite and its components are still built from verifiable public records.
The number is not local guesswork: 51544's 14/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 51544, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Each component behind 51544 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 14/100 roll-up. In workflow terms, 51544 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 51544’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 51544 by the numbers
Current distress, phase, housing and lender-pressure figures for 51544, drawn from the same report attached to each property.
Other Cass County ZIP codes
Related reports across Cass County, Iowa
Further distress data across Cass County, Iowa at ZIP, county and state level.
See every distressed parcel in 51544
Open 51544 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Deterministic. Every signal traces to a public dataset · methodology