ZIP 51544 Property Distress & Foreclosure Data

DLRadar grades ZIP 51544 (Cass County, Iowa) at a low 23/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (64/100)). On the structural side it scores 53/100, with 2/100 of stress already active. Property-level stress concentrates in construction/permit lag (100/100), structural risk (53/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (7/100).

The peak-phase market in 51544 posted values that rose 4.9% over the year (phase confidence 25/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

90% of housing is owner-occupied. Around 32% of renters are cost-burdened. The demographic-stress sub-score lands at 24/100. The typical home is worth about $81,000 (1.7× income, relatively affordable). At $48,750, median income runs below typical U.S. levels. Around 13% of adults hold a bachelor's degree or higher. Population is roughly 843 with a median age of 42. The vacancy rate is 16.0% — elevated. The poverty rate is 7.9%. The ZIP holds roughly 376 housing units.

On the whole, 51544 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

23/100
Composite stress
53/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 51544

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk64
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Cass County

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Deterministic. Every signal traces to a public dataset · methodology