ZIP 50847 Foreclosure, Tax-Lien & Distress Report

ZIP 50847's composite property-distress score is 16/100 - DLRadar classes that as low for Montgomery County, Iowa. It additionally carries heavy environmental risk: flood (NFIP) exposure (73/100). The sharpest non-environmental signals are institutional ownership (43/100), structural risk (35/100), mortgage stress (17/100). On the quiet end sit structural risk (35/100) and mortgage stress (17/100). Structurally it carries 35/100, against 5/100 of stress already in motion.

The market reads peak — home values rose 2.5% year on year, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The typical home is worth about $40,000 (0.9× income, relatively affordable). The tenure split is 86% owner-occupied to 14% rented. About 40 people live here, median age 52. Vacancy runs 0.0%. On demographic stress specifically, 50847 scores 22/100. Around 33% of renters are cost-burdened. About 12% have a four-year degree. There are about 21 housing units across 50847. Median household income is $63,750, below the U.S. median near $78,000. The poverty rate is 22.5% — high, a tax-stress and distress correlate.

Net-net, 50847 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 50847 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 50847 runs hot or quiet, its 16/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 50847 can be compared directly against any other ZIP in Montgomery County, Iowa or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 50847 shows blanks, not estimates, wherever the record is sparse.

50847's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 50847 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.