ZIP 51532 Foreclosure, Tax-Lien & Distress Report
Montgomery County, Iowa · High Vacancy market
On DLRadar's 0-100 public-record scale, ZIP 51532 in Montgomery County, Iowa comes in at 17, a low composite-distress reading. On the structural side it scores 37/100, with 5/100 of stress already active. It additionally carries heavy environmental risk: flood (NFIP) exposure (73/100). Property-level stress concentrates in institutional ownership (44/100), structural risk (37/100), mortgage stress (17/100). mortgage stress (17/100) and construction/permit lag (3/100) stay muted.
The peak-phase market in 51532 posted values that rose 2.6% over the year (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
79% of housing is owner-occupied. Home values center near $99,400, an affordability ratio of 1.4× — accessible. Roughly 9.1% live below the poverty line. The demographic-stress sub-score lands at 19/100. About 629 people live here, median age 42. The vacancy rate is 13.2% — elevated. Around 15% of adults hold a bachelor's degree or higher. Median household income is $67,174, below the U.S. median near $78,000. The ZIP holds roughly 323 housing units. Rent burden reaches 3% of tenant households.
On the whole, 51532 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 51532 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Because one deterministic model scores every ZIP, 51532's 17/100 can be lined up against any neighbor in Montgomery County, Iowa or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 51532 reflects the current record instead of a stale or modeled snapshot.
Each component behind 51532 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 17/100 roll-up. Practically, 51532 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Distress signal breakdown — ZIP 51532
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
51532 at a glance
A live read on 51532: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
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Open the complete 51532 acquisition file
The full 51532 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Deterministic. Every signal traces to a public dataset · methodology