ZIP 51532 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 51532 in Montgomery County, Iowa comes in at 19, a low composite-distress reading. Property-level stress concentrates in construction/permit lag (50/100), structural risk (44/100), institutional ownership (33/100). institutional ownership (33/100) and mortgage stress (17/100) stay muted. On the structural side it scores 44/100, with 5/100 of stress already active.

The peak-phase market in 51532 posted values that rose 2.6% over the year (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

79% of housing is owner-occupied. Home values center near $99,400, an affordability ratio of 1.4× — accessible. Roughly 9.1% live below the poverty line. The demographic-stress sub-score lands at 19/100. About 629 people live here, median age 42. The vacancy rate is 13.2% — elevated. Around 15% of adults hold a bachelor's degree or higher. Median household income is $67,174, below the U.S. median near $78,000. The ZIP holds roughly 323 housing units. Rent burden reaches 3% of tenant households.

On the whole, 51532 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 51532 is not published yet -- the ZIP-level readings above remain fully sourced.

Because one deterministic model scores every ZIP, 51532's 19/100 can be lined up against any neighbor in Montgomery County, Iowa or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 51532 reflects the current record instead of a stale or modeled snapshot.

Each component behind 51532 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 19/100 roll-up. Practically, 51532 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.