ZIP 51526 Foreclosure, Tax-Lien & Distress Report

ZIP code 51526 in Pottawattamie County, Iowa carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. Its heaviest discrete signals: institutional ownership (58/100), structural risk (58/100), mortgage stress (21/100). mortgage stress (21/100) and construction/permit lag (8/100) stay muted. Environmental exposure also runs high (flood (NFIP) exposure (96/100), climate & FEMA risk (82/100)). Structurally it carries 58/100, against 6/100 of stress already in motion.

The market reads neutral — home values rose 3.8% year on year, and 18% higher over three years (phase confidence 24/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The vacancy rate is 4.0%. DLRadar's demographic-stress index for the area reads 22/100. There are about 680 housing units across 51526. About 25% have a four-year degree. Around 14% of renters are cost-burdened. The tenure split is 90% owner-occupied to 10% rented. Roughly 1.4% live below the poverty line, a low share typical of higher-equity areas. Home values center near $334,300, an affordability ratio of 3.3× — accessible. At $99,625, median income runs above typical U.S. levels. About 1,694 people live here, median age 45.

Overall, 51526 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 51526 at the moment; the composite and its components are still built from verifiable public records.

The 51526 read uses the identical public-record model applied coast to coast, which means its 26/100 score means exactly what it means anywhere else, and 51526 stays directly comparable to neighboring ZIPs and the rest of Pottawattamie County, Iowa. Sparse data for 51526 shows as blanks, never estimates, and the score updates on every fresh public filing.

51526's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 51526 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.