ZIP 51576 Foreclosure, Tax-Lien & Distress Report

ZIP code 51576 in Pottawattamie County, Iowa carries a composite property-distress score of 30/100 — a moderate reading on DLRadar's deterministic distress index. It additionally carries heavy environmental risk: flood (NFIP) exposure (88/100), climate & FEMA risk (82/100), FEMA disaster exposure (60/100). Property-level stress concentrates in structural risk (68/100), construction/permit lag (56/100), institutional ownership (52/100). mortgage stress (21/100) stay muted. Structurally it carries 68/100, against 6/100 of stress already in motion.

The neutral-phase market in 51576 posted values that rose 3.8% over the year, and 27% higher over three years, at 24/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

A median home runs $305,400 here, or 2.7 times local income. The vacancy rate is 6.9%. 1,890 residents call 51576 home, typically aged 38. DLRadar's demographic-stress index for the area reads 19/100. Owners hold 90% of homes, renters 10%. Roughly 2.0% live below the poverty line, a low share typical of higher-equity areas. Around 9% of renters are cost-burdened. The ZIP holds roughly 706 housing units. Households earn a median $107,679 — above the roughly $78,000 national figure. Educational attainment sits at 32% bachelor's-or-above.

Net-net, 51576 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 51576 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 51576 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 30/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 51576, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

51576's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 51576 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.