ZIP 51542 Property Distress & Foreclosure Data

ZIP code 51542 in Pottawattamie County, Iowa carries a composite property-distress score of 36/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (100/100), structural risk (82/100), institutional ownership (56/100). mortgage stress (21/100) stay muted. The latent-versus-live split is 82/100 structural and 6/100 already moving. Climate and flood risk are elevated too — flood (NFIP) exposure (96/100), climate & FEMA risk (82/100), FEMA disaster exposure (64/100).

Prices here sit in a peak phase: values rose 3.6% over the trailing year, and 20% higher over three years (phase confidence 24/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 13.6% — elevated. 3.4% of residents fall below the poverty threshold. Around 39% of renters are cost-burdened. 824 residents call 51542 home, typically aged 56. Median household income is $112,898, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 23/100. Home values center near $381,500, an affordability ratio of 3.2× — accessible. Owners hold 95% of homes, renters 5%. Educational attainment sits at 50% bachelor's-or-above. The ZIP holds roughly 440 housing units.

Taken together, 51542 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.