ZIP 51501 Foreclosure, Tax-Lien & Distress Report

ZIP code 51501 in Pottawattamie County, Iowa carries a composite property-distress score of 30/100 — a moderate reading on DLRadar's deterministic distress index. Latent structural risk is 68/100 while live distress already moving reads 6/100. Environmental exposure also runs high (flood (NFIP) exposure (88/100), climate & FEMA risk (82/100)). The pressure is most legible in structural risk (68/100), construction/permit lag (56/100), institutional ownership (52/100). mortgage stress (21/100) stay muted.

The market reads neutral — home values rose 3.8% year on year, and 25% higher over three years (phase confidence 24/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The vacancy rate is 6.2%. A median home runs $152,400 here, or 2.4 times local income. Households earn a median $59,314 — below the roughly $78,000 national figure. On demographic stress specifically, 51501 scores 27/100. About 34,928 people live here, median age 38. About 17% have a four-year degree. 66% of housing is owner-occupied. The poverty rate is 13.6%. There are about 15,053 housing units across 51501. Around 31% of renters are cost-burdened.

On balance 51501 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 51501 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 51501 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 30/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 51501, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

51501's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 51501 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.