ZIP 51548 Foreclosure, Tax-Lien & Distress Report

ZIP code 51548 in Pottawattamie County, Iowa carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (flood (NFIP) exposure (96/100), climate & FEMA risk (82/100)). The latent-versus-live split is 58/100 structural and 6/100 already moving. Leading the profile are institutional ownership (58/100), structural risk (58/100), mortgage stress (21/100). mortgage stress (21/100) and construction/permit lag (8/100) stay muted.

The neutral-phase market in 51548 posted values that rose 3.8% over the year, and 42% higher over three years, at 24/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

DLRadar's demographic-stress index for the area reads 14/100. There are about 153 housing units across 51548. Rent burden reaches 0% of tenant households. Around 32% of adults hold a bachelor's degree or higher. Households earn a median $112,917 — above the roughly $78,000 national figure. The tenure split is 98% owner-occupied to 2% rented. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. The typical home is worth about $275,000 (1.9× income, relatively affordable). Population is roughly 494 with a median age of 36. Vacancy runs 0.0%.

On balance 51548 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 51548 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 51548 runs hot or quiet, its 26/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 51548 can be compared directly against any other ZIP in Pottawattamie County, Iowa or nationwide. The score is rebuilt from public data as it updates, so 51548 reflects the current record instead of a stale or modeled snapshot.

The 26/100 figure for 51548 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 51548 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.