ZIP 51554 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 51554 (Mills County, Iowa) returns a minimal composite of 14/100. Property-level stress concentrates in construction/permit lag (96/100), structural risk (33/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. Latent structural risk is 33/100 while live distress already moving reads 1/100.

The neutral-phase market in 51554 posted values that rose 3.8% over the year (phase confidence 24/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The demographic-stress sub-score lands at 39/100. The vacancy rate is 66.7% — elevated. At $100,208, median income runs above typical U.S. levels. The tenure split is 100% owner-occupied to 0% rented. There are about 111 housing units across 51554. Educational attainment sits at 51% bachelor's-or-above. 167 residents call 51554 home, typically aged 21. The typical home is worth about $392,300 (2.6× income, relatively affordable). The poverty rate is 9.0%.

On the whole, 51554 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 51554's 14/100 can be lined up against any neighbor in Mills County, Iowa or any ZIP coast to coast. Where the record is thin for 51554, the field stays empty rather than modeled, and fills in as new documents post.

Behind 51554's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 51554 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.