ZIP 51561 Foreclosure, Tax-Lien & Distress Report
Mills County, Iowa · High Vacancy market
ZIP code 51561 in Mills County, Iowa carries a composite property-distress score of 14/100 — a minimal reading on DLRadar's deterministic distress index. Its heaviest discrete signals: construction/permit lag (96/100), structural risk (33/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). The latent-versus-live split is 33/100 structural and 1/100 already moving.
Prices here sit in a neutral phase: values rose 3.8% over the trailing year, and 34% higher over three years (phase confidence 24/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
Home values center near $388,800, an affordability ratio of 4.3×. Roughly 5.3% live below the poverty line, a low share typical of higher-equity areas. About 716 people live here, median age 57. Vacancy runs 30.5%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 51561 scores 24/100. The ZIP holds roughly 473 housing units. Owners hold 88% of homes, renters 12%. Rent burden reaches 0% of tenant households. Educational attainment sits at 46% bachelor's-or-above. Median household income is $89,665, above the U.S. median near $78,000.
Net-net, 51561 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 51561 is not published yet -- the ZIP-level readings above remain fully sourced.
The number is not local guesswork: 51561's 14/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 51561, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Each component behind 51561 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 14/100 roll-up. For an operator, 51561 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 51561
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
Snapshot: 51561 by the numbers
A live read on 51561: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Nearby ZIPs in Mills County
Nearest ZIP codes to 51561
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Further distress data across Mills County, Iowa at ZIP, county and state level.
See every distressed parcel in 51561
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