ZIP 51561 Foreclosure, Tax-Lien & Distress Report

ZIP code 51561 in Mills County, Iowa carries a composite property-distress score of 15/100 — a low reading on DLRadar's deterministic public-record index. Its heaviest discrete signals: construction/permit lag (100/100), structural risk (34/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). The latent-versus-live split is 34/100 structural and 1/100 already moving.

Prices here sit in a neutral phase: values rose 3.8% over the trailing year, and 34% higher over three years (phase confidence 24/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Home values center near $388,800, an affordability ratio of 4.3×. Roughly 5.3% live below the poverty line, a low share typical of higher-equity areas. About 716 people live here, median age 57. Vacancy runs 30.5%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 51561 scores 24/100. The ZIP holds roughly 473 housing units. Owners hold 88% of homes, renters 12%. Rent burden reaches 0% of tenant households. Educational attainment sits at 46% bachelor's-or-above. Median household income is $89,665, above the U.S. median near $78,000.

Net-net, 51561 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 51561 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 51561's 15/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 51561, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 51561 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 15/100 roll-up. For an operator, 51561 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.