ZIP 51551 Foreclosure, Tax-Lien & Distress Report

Mills County, Iowa's ZIP 51551 registers 15/100 composite distress, which DLRadar reads as low. Structural exposure scores 34 and live distress 1 on the 0–100 scale. What sets it apart are the readings on construction/permit lag (100/100), structural risk (34/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted.

The neutral-phase market in 51551 posted values that rose 3.8% over the year, and 29% higher over three years, at 24/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Households earn a median $82,218 — near the roughly $78,000 national figure. 4.8% of residents fall below the poverty threshold. 87% of housing is owner-occupied. Around 13% of renters are cost-burdened. About 1,877 people live here, median age 42. Around 29% of adults hold a bachelor's degree or higher. Vacancy runs 13.1%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 20/100. There are about 734 housing units across 51551. A median home runs $212,400 here, or 2.2 times local income.

On the whole, 51551 leans distressed, with opportunity clustered in specific stressed parcels. While 51551 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 51551 read uses the identical public-record model applied coast to coast, which means its 15/100 score means exactly what it means anywhere else, and 51551 stays directly comparable to neighboring ZIPs and the rest of Mills County, Iowa. Where the public record is thin for 51551, the field stays empty rather than modeled, and fills in as new documents post.

51551's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 51551 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.