ZIP 51551 Property Distress & Foreclosure Data

ZIP code 51551 in Mills County, Iowa carries a composite property-distress score of 12/100 — a minimal reading on DLRadar's deterministic public-record index. On the structural side it scores 29/100, with 1/100 of stress already active. What sets it apart are the readings on construction/permit lag (78/100), structural risk (29/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted.

Prices here sit in a peak phase: values rose 3.6% over the trailing year, and 29% higher over three years (phase confidence 24/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $82,218, near the U.S. median near $78,000. 4.8% of residents fall below the poverty threshold. Owners hold 87% of homes, renters 13%. Around 13% of renters are cost-burdened. 1,877 residents call 51551 home, typically aged 42. Educational attainment sits at 29% bachelor's-or-above. The vacancy rate is 13.1% — elevated. DLRadar's demographic-stress index for the area reads 20/100. The ZIP holds roughly 734 housing units. Home values center near $212,400, an affordability ratio of 2.2× — accessible.

Taken together, 51551 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.