ZIP 51535 Foreclosure, Tax-Lien & Distress Report

In Cass County, Iowa, ZIP 51535 scores 17 of 100 for composite distress, a low level on DLRadar's public-record index. Its heaviest discrete signals: structural risk (37/100), institutional ownership (27/100), mortgage stress (10/100). On the quiet end sit mortgage stress (10/100) and construction/permit lag (10/100). The split runs 37/100 structural to 3/100 active on the ground. Climate and flood risk are elevated too — climate & FEMA risk (68/100).

Prices here sit in a peak phase: values rose 3.0% over the trailing year, and 46% higher over three years, at 22/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $83,929, near the U.S. median near $78,000. Around 29% of renters are cost-burdened. The demographic-stress sub-score lands at 22/100. The vacancy rate is 9.6%. Roughly 6.6% live below the poverty line, a low share typical of higher-equity areas. There are about 791 housing units across 51535. About 20% have a four-year degree. About 1,768 people live here, median age 50. The typical home is worth about $152,300 (1.6× income, relatively affordable). Owners hold 83% of homes, renters 17%.

Broadly, 51535 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 51535 runs hot or quiet, its 17/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 51535 can be compared directly against any other ZIP in Cass County, Iowa or nationwide. Sparse data for 51535 shows as blanks, never estimates, and the score updates on every fresh public filing.

51535's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 51535 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.