ZIP 50274 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 50274 (Cass County, Iowa) returns a low composite of 15/100. Property-level stress concentrates in construction/permit lag (64/100), structural risk (34/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. Structural exposure scores 34 and live distress 1 on the 0–100 scale.

Prices here sit in a peak phase: values rose 2.5% over the trailing year, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 150 housing units across 50274. Owners hold 79% of homes, renters 21%. The vacancy rate is 29.0% — elevated. Median household income is $71,875, near the U.S. median near $78,000. Home values center near $162,100, an affordability ratio of 1.8× — accessible. On demographic stress specifically, 50274 scores 25/100. 12.9% of residents fall below the poverty threshold. Around 18% of renters are cost-burdened. About 170 people live here, median age 66. Around 10% of adults hold a bachelor's degree or higher.

On the whole, 50274 leans distressed, with opportunity clustered in specific stressed parcels. While 50274 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 50274 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 15/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 50274, the field stays empty rather than modeled, and fills in as new documents post.

Behind 50274's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 50274 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.