ZIP 50837 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 50837 in Adair County, Iowa comes in at 12, a minimal composite-distress reading. The latent-versus-live split is 25/100 structural and 3/100 already moving. The pressure is most legible in structural risk (25/100), institutional ownership (23/100), construction/permit lag (11/100). On the quiet end sit construction/permit lag (11/100) and mortgage stress (10/100).

The market reads peak — home values rose 2.5% year on year (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $64,318, median income runs below typical U.S. levels. Educational attainment sits at 12% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 28/100. The tenure split is 95% owner-occupied to 5% rented. Around 71% of renters are cost-burdened. The ZIP holds roughly 149 housing units. Roughly 9.7% live below the poverty line. The vacancy rate is 7.9%. The typical home is worth about $116,700 (1.7× income, relatively affordable). 311 residents call 50837 home, typically aged 60.

On balance 50837 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 50837 read uses the identical public-record model applied coast to coast, which means its 12/100 score means exactly what it means anywhere else, and 50837 stays directly comparable to neighboring ZIPs and the rest of Adair County, Iowa. Where the public record is thin for 50837, the field stays empty rather than modeled, and fills in as new documents post.

The 12/100 figure for 50837 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 50837 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.