Montgomery County, IA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Montgomery County, Iowa? DLRadar grades every Montgomery County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 18/100. Here is the 2026 Montgomery County breakdown.
- Montgomery County's most distressed ZIP is 51533 at 18/100.
- 10 ZIP codes tracked in Montgomery County, averaging 14/100 distress.
- Montgomery County reads peak — home values up 2.5% year over year.
- Vacancy runs 6.8% across Montgomery County's tracked ZIPs, with a 9.7% poverty rate.
- The typical Montgomery County home is worth about $122,378 against a ~$63,047 median income.
- Lending headwind in Montgomery County sits at 26/100 — a forward read on distressed supply.
Data: DLRadar public-record property-distress index, refreshed monthly. Free to cite with attribution to DLRadar (dlradar.com) — a link back is appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 51533 | 18/100 |
| 2 | 51532 | 17/100 |
| 3 | 50847 | 16/100 |
| 4 | 51573 | 16/100 |
| 5 | 51566 | 15/100 |
| 6 | 50864 | 14/100 |
| 7 | 51638 | 13/100 |
| 8 | 51645 | 13/100 |
| 9 | 51541 | 12/100 |
| 10 | 50857 | 8/100 |
Most distressed ZIP codes in Montgomery County (composite distress 0-100, 2026)
What is driving Montgomery County distress
The Montgomery County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 14/100 ZIP average. No proprietary or modelled inputs enter the score.
Montgomery County market phase and pricing
Montgomery County reads peak — home prices rose 2.5% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Montgomery County
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Frequently asked questions
What is the hardest-hit ZIP in Montgomery County?
ZIP 51533 leads Montgomery County at 18/100, recomputed monthly from public records.
How would you describe the Montgomery County market phase?
Montgomery County currently sits in peak, with values up 2.5% year on year, based on FHFA price-index trajectory.
Which datasets feed the Montgomery County scores?
Montgomery County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 10 ZIPs are comparable to anywhere else.
How much do distress scores vary between Montgomery County ZIP codes?
A single county score papers over real variation. Across the Montgomery County ZIPs DLRadar ranks, scores run from 18/100 in 51533 down to 8/100 in 50857, against a Montgomery County average of 14/100. Because the gap runs to 10 points, Montgomery County rewards ZIP-level precision.
What do Montgomery County home values and vacancy say about distressed supply?
The typical Montgomery County home carries about $122,378 of value against a median household income near $63,047. Vacancy across Montgomery County's tracked ZIPs runs 6.8% and the poverty rate is 9.7%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Montgomery County's foreclosure and tax-lien filings and its 26/100 lending headwind.
Related
Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.