Montgomery County, IA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Montgomery County, IA distress report, 2026: 10 ZIPs scored in Montgomery, IA, Montgomery, IA average 14/100; the top Montgomery, IA ZIP is 51532 at 19/100; Montgomery, IA market phase peak, Montgomery, IA prices +2.5% year over year.
- Montgomery, IA ranks #3,170 nationally (opportunity index); Montgomery, IA #98 in Iowa; Montgomery, IA index 20.9.
- Montgomery, IA: no CFPB county sample; Montgomery, IA non-metro area reading 0.7%.
- Montgomery, IA ZIP phases: 9 peak, 1 neutral.
- Montgomery, IA residential listings tracked: 0 across 6 ZIPs; Montgomery, IA candidate listings 0.
- Montgomery, IA lenders on watch: 2; largest Montgomery, IA footprint Bank Iowa (2 branches).
- Montgomery, IA most distressed ZIP: 51532 at 19/100.
Montgomery, IA figures: DLRadar distress index; Montgomery, IA inputs: CFPB, FHFA, HUD, FDIC; Montgomery, IA rebuilt as sources refresh.
| Rank | Montgomery, IA ZIP | Score |
|---|---|---|
| 1 | 51532 | 19/100 |
| 2 | 51533 | 17/100 |
| 3 | 51566 | 16/100 |
| 4 | 51541 | 15/100 |
| 5 | 50847 | 13/100 |
| 6 | 50864 | 13/100 |
| 7 | 51573 | 13/100 |
| 8 | 51638 | 13/100 |
| 9 | 51645 | 13/100 |
| 10 | 50857 | 10/100 |
Most distressed Montgomery, IA ZIPs (0-100, 2026)
Mortgage delinquency around Montgomery, IA
No CFPB county sample covers Montgomery, IA; the non-metro area reading for Montgomery, IA: 0.7% ninety-plus; Montgomery, IA area thirty-to-eighty-nine 2.1% (December 2025, Montgomery, IA); Iowa overall 0.9%.
Opportunity index: Montgomery, IA
Montgomery, IA index 20.9, Montgomery, IA phase weak; Montgomery, IA primary driver bank institutional, Montgomery, IA second driver vacancy. Montgomery, IA components: property stress 14.0, foreclosure pressure 12.9, listing discounts 0.0, bank stress 56.9, insurance 0.0; Montgomery, IA pulse 27.3; Montgomery, IA capital opportunity 11.4.
ZIP market phases inside Montgomery, IA
10 Montgomery, IA ZIPs carry a price-cycle phase; Montgomery, IA ZIPs by phase (Montgomery, IA), deepest drawdown first: peak, +2.5% YoY (Montgomery, IA): 50847, 50857, 50864, 51566, Montgomery, IA 51573, 51638; peak, +2.6% YoY (Montgomery, IA): 51532; peak, +3.1% YoY (Montgomery, IA): 51533; neutral, +3.6% YoY (Montgomery, IA): 51541; peak, +2.9% YoY (Montgomery, IA): 51645.
Residential listings by Montgomery, IA ZIP
Montgomery, IA ZIPs with the most tracked Montgomery, IA residential listings: 50847 0 listings, 0 candidates, bank pressure 54; 50864 0 listings, 0 candidates, bank pressure 59; 51532 0 listings, 0 candidates, bank pressure 56; 51533 0 listings, 0 candidates, bank pressure 55 (Montgomery, IA); 51566 0 listings, 0 candidates, bank pressure 61; 51573 0 listings, 0 candidates, bank pressure 54. Montgomery, IA totals: 0 listings; Montgomery, IA candidates 0; active ZIPs 0.
Lenders with branches in Montgomery, IA
Montgomery, IA lenders by branch count: Bank Iowa (Montgomery, IA): stress 69, 2 branches low in Montgomery, IA; Houghton State Bank (Montgomery, IA): stress 34, 2 branches low in Montgomery, IA.
Vacancy and permits, Montgomery, IA
420 of 5,005 Montgomery, IA housing units are vacant; Montgomery, IA permits, twelve months: 5 multifamily units in Montgomery, IA, 9 one-to-four unit units.
Work Montgomery, IA at the parcel level
Every Montgomery, IA parcel carries owner and address; every Montgomery, IA parcel carries APN; Montgomery, IA distress scores sit on the Montgomery, IA live board.
Montgomery, IA figures refresh with each source.
Montgomery, IA questions
Most distressed ZIP code in Montgomery County, IA?
ZIP 51532 leads Montgomery, IA at 19/100; next in Montgomery, IA: 51533 at 17/100; the Montgomery, IA average is 14/100.
Where does Montgomery County, IA rank for investment opportunity?
Montgomery, IA is #3,170 among all ranked counties, #98 in Iowa; the Montgomery, IA driver is bank institutional; Montgomery, IA moved down 399 places.
How many mortgages are delinquent in Montgomery County, IA?
Montgomery, IA takes the non-metro area reading of 0.7% for December 2025; no CFPB county sample covers Montgomery, IA.
Which banks lend in Montgomery County, IA?
2 watched lenders hold Montgomery, IA branches; the largest Montgomery, IA footprints are Bank Iowa (2), Houghton State Bank (2).
More on Montgomery, IA
Montgomery County, IA distress report: public-record figures for Montgomery, IA; not legal advice for Montgomery, IA; not tax or investment advice; verify every Montgomery, IA record before acting.