Montgomery County, IA: Home-Insurance Distress & Forced-Sale Pressure
Montgomery County, IA: 45/100 (elevated) home-insurance distress; Montgomery, IA band MEDIUM; Montgomery, IA #1,229 of 3,222 counties; Montgomery, IA #29 of 99 in Iowa.
FEMA hazard, Montgomery, IA: 40/100; Montgomery, IA declarations, three years: 2; Montgomery, IA perils: 2 severe-storm; Montgomery, IA five-year count 3 (severity 4.5); Montgomery, IA ten-year 3; hazard-weighted, Montgomery, IA: 2.0.
Declared incidents on the Montgomery, IA record: 2024 Severe Storm 3 (Montgomery, IA).
NFIP claims, Montgomery, IA, three years: 1; Montgomery, IA payouts $1,831; per Montgomery, IA claim $1,831; Montgomery, IA claim-stress 51/100.
Montgomery, IA monthly score fell, 60 (March 2026) to 48 (October 2026); Montgomery, IA by month: March 60, April 60, May 57, June 57 (Montgomery, IA), July 56, August 54, September 54, October 48.
Montgomery, IA components: climate 46, NFIP claims 51; Montgomery, IA retreat index 48.
Construction distress, Montgomery, IA: 28/100 as of August 2026 (Montgomery, IA: 50/100 one-to-four unit, 16/100 multifamily).
Montgomery, IA ZIPs, June 2026 (Montgomery, IA, 10 highest): score 0 (Montgomery, IA), climate 42 (Montgomery, IA): 51532; score 0 (Montgomery, IA), climate 41 (Montgomery, IA): 51638; score 0 (Montgomery, IA), climate 38 (Montgomery, IA): 51566; score 0 (Montgomery, IA), climate 37 (Montgomery, IA): 50847, 50864, 51573; score 0 (Montgomery, IA), climate 36 (Montgomery, IA): 51541; score 0 (Montgomery, IA), climate 33 (Montgomery, IA): 51533; score 0 (Montgomery, IA), climate 27 (Montgomery, IA): 50857; score 0 (Montgomery, IA), climate 23 (Montgomery, IA): 51645.
DLRadar rescores Montgomery, IA monthly; Montgomery, IA readings join Montgomery, IA foreclosure, lien and ownership parcels (Montgomery, IA), so cost-squeezed Montgomery, IA owners surface before listing.
Inside Iowa, Montgomery County ranks 29th of 99 counties for home-insurance distress at 45/100; Tama County (46/100) sits just above Montgomery County, and Humboldt County (37/100) sits just below Montgomery County.
Deterministic. Every Montgomery County, IA signal traces to a public Montgomery dataset (FEMA, NFIP, Census for Montgomery, IA) · how insurance distress works in Montgomery, IA · methodology
FAQ: Montgomery County, IA insurance distress
What is the Montgomery County, IA home-insurance-distress score?
Montgomery, IA: 45/100 (MEDIUM), #1,229 of 3,222, #29 in Iowa. FEMA hazard, Montgomery, IA: 40/100; NFIP stress, Montgomery, IA: 51/100; construction, Montgomery, IA: 28/100; Montgomery, IA rescores monthly.
Is Montgomery County insurance distress getting better or worse (IA)?
Montgomery, IA: 60 in March 2026; Montgomery, IA: 48 in October 2026 (better); Montgomery, IA climate component 46; Montgomery, IA NFIP claims score 51.
How many flood-insurance claims has Montgomery County, IA had?
Montgomery, IA: 1 NFIP claims, three years; Montgomery, IA paid $1,831; per Montgomery, IA claim $1,831; carriers reprice Montgomery, IA against that record.
Which Montgomery County ZIP codes carry the most insurance distress (IA)?
Montgomery, IA, June 2026: 51532 at 0, 51638 at 0, 51566 at 0, 50847 at 0; Montgomery, IA climate scores there: 42, 41, 38, 37.
Why does Montgomery, IA insurance distress create sellers?
A Montgomery, IA premium outruns the Montgomery, IA budget; a carrier leaves Montgomery, IA; Montgomery, IA carrying cost passes plan; Montgomery, IA owners sell while current; Montgomery, IA insurance distress leads Montgomery, IA foreclosure data.