ZIP 51640 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 51640 in Fremont County, Iowa comes in at 10, a minimal composite-distress reading. The sharpest non-environmental signals are construction/permit lag (70/100), structural risk (24/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. Structurally it carries 24/100, against 1/100 of stress already in motion.

Prices here sit in a peak phase: values rose 2.8% over the trailing year, at 29/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 690 housing units across 51640. The vacancy rate is 16.4% — elevated. The typical home is worth about $122,900 (1.9× income, relatively affordable). 11.2% of residents fall below the poverty threshold. On demographic stress specifically, 51640 scores 24/100. Around 23% of renters are cost-burdened. 79% of housing is owner-occupied. Around 15% of adults hold a bachelor's degree or higher. About 1,445 people live here, median age 43. At $62,241, median income runs below typical U.S. levels.

Net-net, 51640 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 51640 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 51640 runs hot or quiet, its 10/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 51640 can be compared directly against any other ZIP in Fremont County, Iowa or nationwide. Every figure is auditable to a public dataset and refreshed as records update; 51640 shows blanks, not estimates, wherever the record is sparse.

Each component behind 51640 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 10/100 roll-up. In workflow terms, 51640 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.