ZIP 51557 Property Distress & Foreclosure Data

In Harrison County, Iowa, ZIP 51557 scores 28 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (100/100), structural risk (65/100), institutional ownership (54/100). mortgage stress (21/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (91/100), FEMA disaster exposure (64/100). The latent-versus-live split is 65/100 structural and 6/100 already moving.

Prices here sit in a peak phase: values rose 3.6% over the trailing year (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 26% of renters are cost-burdened. 6.0% of residents fall below the poverty threshold. The ZIP holds roughly 416 housing units. The vacancy rate is 15.6% — elevated. Owners hold 87% of homes, renters 13%. Home values center near $161,000, an affordability ratio of 2.1× — accessible. Educational attainment sits at 26% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 22/100. Median household income is $75,221, near the U.S. median near $78,000. 788 residents call 51557 home, typically aged 40.

Taken together, 51557 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.