ZIP 51557 Foreclosure, Tax-Lien & Distress Report

Harrison County, Iowa's ZIP 51557 registers 24/100 composite distress, which DLRadar reads as low. What sets it apart are the readings on construction/permit lag (65/100), institutional ownership (56/100), structural risk (56/100). mortgage stress (21/100) stay muted. Environmental exposure also runs high (flood (NFIP) exposure (91/100)). On the structural side it scores 56/100, with 6/100 of stress already active.

Prices here sit in a neutral phase: values rose 3.7% over the trailing year, at 22/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Rent burden reaches 26% of tenant households. The poverty rate is 6.0% — low. The ZIP holds roughly 416 housing units. The vacancy rate is 15.6% — elevated. Owners hold 87% of homes, renters 13%. Home values center near $161,000, an affordability ratio of 2.1× — accessible. About 26% have a four-year degree. The demographic-stress sub-score lands at 22/100. Median household income is $75,221, near the U.S. median near $78,000. About 788 people live here, median age 40.

Taken together, 51557 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 51557 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 51557 runs hot or quiet, its 24/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 51557 can be compared directly against any other ZIP in Harrison County, Iowa or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 51557 shows blanks, not estimates, wherever the record is sparse.

The 24/100 figure for 51557 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 51557 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.