ZIP 51546 Foreclosure, Tax-Lien & Distress Report

ZIP code 51546 in Harrison County, Iowa carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic distress index. It additionally carries heavy environmental risk: flood (NFIP) exposure (68/100), FEMA disaster exposure (60/100). Structurally it carries 46/100, against 6/100 of stress already in motion. The sharpest non-environmental signals are institutional ownership (47/100), structural risk (46/100), construction/permit lag (41/100). By contrast, mortgage stress (21/100) register low.

The market reads neutral — home values rose 3.8% year on year, and 30% higher over three years (phase confidence 24/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Owners hold 80% of homes, renters 20%. The vacancy rate is 10.3%. Roughly 4.0% live below the poverty line, a low share typical of higher-equity areas. Around 23% of adults hold a bachelor's degree or higher. Households earn a median $82,860 — near the roughly $78,000 national figure. On demographic stress specifically, 51546 scores 23/100. Rent burden reaches 20% of tenant households. Population is roughly 3,113 with a median age of 38. There are about 1,277 housing units across 51546. Home values center near $207,900, an affordability ratio of 2.4× — accessible.

Broadly, 51546 is a steadier market — the deals are the exceptions, not the rule. 51546 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 51546's 20/100 can be lined up against any neighbor in Harrison County, Iowa or any ZIP coast to coast. Sparse data for 51546 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 20/100 figure for 51546 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 51546 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.