ZIP 51565 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 51565 (Shelby County, Iowa) at a low 17/100 for overall property distress. Its standout signals are construction/permit lag (53/100), structural risk (38/100), institutional ownership (35/100). By contrast, institutional ownership (35/100) and mortgage stress (14/100) register low. Structurally it carries 38/100, against 4/100 of stress already in motion.

The market reads peak — home values rose 2.8% year on year, at 25/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $182,100 here, or 1.2 times local income. Rent burden reaches 22% of tenant households. The tenure split is 61% owner-occupied to 39% rented. About 12% have a four-year degree. 482 residents call 51565 home, typically aged 55. Vacancy runs 2.8%. The poverty rate is 7.9%. At $96,667, median income runs above typical U.S. levels. The ZIP holds roughly 279 housing units. DLRadar's demographic-stress index for the area reads 21/100.

Overall 51565 looks resilient on the surface, so the edge is isolating individual stressed parcels. No parcel file is published for 51565 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 51565 runs hot or quiet, its 17/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 51565 can be compared directly against any other ZIP in Shelby County, Iowa or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 51565 shows blanks, not estimates, wherever the record is sparse.

The 17/100 for 51565 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 51565 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.