ZIP 51537 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 51537 (Shelby County, Iowa) lands at 12/100 — minimal on DLRadar's public-record scoring. The split runs 26/100 structural to 4/100 active on the ground. The pressure is most legible in institutional ownership (27/100), structural risk (26/100), construction/permit lag (25/100). construction/permit lag (25/100) and mortgage stress (12/100) stay muted.

The market reads peak — home values rose 2.5% year on year, and 19% higher over three years, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Rent burden reaches 38% of tenant households. About 6,480 people live here, median age 44. The vacancy rate is 7.9%. The demographic-stress sub-score lands at 27/100. 8.6% of residents fall below the poverty threshold. The tenure split is 73% owner-occupied to 27% rented. At $62,353, median income runs below typical U.S. levels. Home values center near $166,800, an affordability ratio of 2.6× — accessible. Around 24% of adults hold a bachelor's degree or higher. The ZIP holds roughly 2,827 housing units.

On balance 51537 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 51537 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 51537 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 12/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 51537 shows blanks, not estimates, wherever the record is sparse.

51537's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 51537 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.