ZIP 51530 Property Distress & Foreclosure Data

DLRadar grades ZIP 51530 (Shelby County, Iowa) at a low 20/100 for overall property distress. Property-level stress concentrates in construction/permit lag (100/100), structural risk (46/100), institutional ownership (28/100). institutional ownership (28/100) and mortgage stress (12/100) stay muted. Structural risk reads 46/100 against active distress of 4/100.

Prices here sit in a expansion phase: values rose 5.4% over the trailing year, at 28/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Home values center near $163,800, an affordability ratio of 2.8× — accessible. DLRadar's demographic-stress index for the area reads 24/100. Owners hold 74% of homes, renters 26%. Vacancy runs 11.9%, above the national norm and a classic distress-and-opportunity signal. 710 residents call 51530 home, typically aged 46. Rent burden reaches 21% of tenant households. 7.4% of residents fall below the poverty threshold. There are about 421 housing units across 51530. Educational attainment sits at 28% bachelor's-or-above. Median household income is $53,750, below the U.S. median near $78,000.

Overall, 51530 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.