ZIP 51530 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 51530 (Shelby County, Iowa) at a minimal 12/100 for overall property distress. The sharpest non-environmental signals are institutional ownership (27/100), structural risk (26/100), construction/permit lag (25/100). On the quiet end sit construction/permit lag (25/100) and mortgage stress (12/100). Structural risk reads 26/100 against active distress of 4/100.

Prices here sit in a peak phase: values rose 2.5% over the trailing year, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $163,800 here, or 2.8 times local income. On demographic stress specifically, 51530 scores 24/100. The tenure split is 74% owner-occupied to 26% rented. The vacancy rate is 11.9% — elevated. 710 residents call 51530 home, typically aged 46. Around 21% of renters are cost-burdened. The poverty rate is 7.4% — low. There are about 421 housing units across 51530. About 28% have a four-year degree. At $53,750, median income runs below typical U.S. levels.

Net-net, 51530 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 51530 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 51530's 12/100 can be lined up against any neighbor in Shelby County, Iowa or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 51530 shows blanks, not estimates, wherever the record is sparse.

Each component behind 51530 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 12/100 roll-up. Treat 51530 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.