ZIP 51578 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 51578 (Shelby County, Iowa) lands at 12/100 — minimal on DLRadar's public-record scoring. The most distinctive pressure shows up in institutional ownership (27/100), structural risk (26/100), construction/permit lag (25/100). On the quiet end sit construction/permit lag (25/100) and mortgage stress (12/100). Latent structural risk is 26/100 while live distress already moving reads 4/100.

The market reads peak — home values rose 2.5% year on year, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.

150 residents call 51578 home, typically aged 59. Home values center near $97,600, an affordability ratio of 0.9× — accessible. DLRadar's demographic-stress index for the area reads 25/100. The ZIP holds roughly 70 housing units. The tenure split is 85% owner-occupied to 15% rented. Rent burden reaches 60% of tenant households. About 9% have a four-year degree. The poverty rate is 4.7% — low. The vacancy rate is 11.0%. At $108,646, median income runs above typical U.S. levels.

Overall 51578 looks resilient on the surface, so the edge is isolating individual stressed parcels. There is no property file for 51578 at the moment; the composite and its components are still built from verifiable public records.

The 51578 read uses the identical public-record model applied coast to coast, which means its 12/100 score means exactly what it means anywhere else, and 51578 stays directly comparable to neighboring ZIPs and the rest of Shelby County, Iowa. Every figure is auditable to a public dataset and refreshed on ingest; 51578 shows blanks, not estimates, wherever the record is sparse.

Each component behind 51578 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 12/100 roll-up. The point of the 51578 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.