ZIP 51570 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 51570 (Shelby County, Iowa) returns a low composite of 17/100. What sets it apart are the readings on institutional ownership (41/100), structural risk (36/100), mortgage stress (15/100). By contrast, mortgage stress (15/100) and construction/permit lag (9/100) register low. On the structural side it scores 36/100, with 5/100 of stress already active.

The market reads peak — home values rose 3.1% year on year, and 29% higher over three years (phase confidence 22/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The typical home is worth about $204,700 (2.7× income, relatively affordable). At $69,286, median income runs near typical U.S. levels. 1,131 residents call 51570 home, typically aged 37. Around 40% of renters are cost-burdened. The vacancy rate is 5.7%. Educational attainment sits at 17% bachelor's-or-above. Owners hold 74% of homes, renters 26%. 8.3% of residents fall below the poverty threshold. There are about 555 housing units across 51570. On demographic stress specifically, 51570 scores 27/100.

Net-net, 51570 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 51570 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 51570 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 17/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 51570 shows blanks, not estimates, wherever the record is sparse.

51570's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 51570 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.