ZIP 51527 Foreclosure, Tax-Lien & Distress Report
Shelby County, Iowa · Affordable market
In Shelby County, Iowa, ZIP 51527 scores 13 of 100 for composite distress, a minimal level on DLRadar's distress index. What sets it apart are the readings on structural risk (27/100), construction/permit lag (25/100), institutional ownership (24/100). By contrast, institutional ownership (24/100) and mortgage stress (11/100) register low. The latent-versus-live split is 27/100 structural and 3/100 already moving.
Prices here sit in a peak phase: values rose 2.5% over the trailing year, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
The vacancy rate is 3.6%. 91% of housing is owner-occupied. The demographic-stress sub-score lands at 21/100. 9.5% of residents fall below the poverty threshold. The typical home is worth about $123,400 (1.8× income, relatively affordable). Median household income is $63,155, below the U.S. median near $78,000. About 346 people live here, median age 59. Educational attainment sits at 16% bachelor's-or-above. The ZIP holds roughly 170 housing units. Around 27% of renters are cost-burdened.
Overall, 51527 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 51527 is not published yet -- the ZIP-level readings above remain fully sourced.
The 51527 read uses the identical scoring model applied coast to coast, which means its 13/100 score means exactly what it means anywhere else, and 51527 stays directly comparable to neighboring ZIPs and the rest of Shelby County, Iowa. The score is rebuilt from public data as it updates, so 51527 reflects the current record instead of a stale or modeled snapshot.
The 13/100 for 51527 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 51527 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 51527
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
Snapshot: 51527 by the numbers
Current distress, phase, housing and lender-pressure figures for 51527, drawn from the same report attached to each property.
Neighbouring ZIPs in Shelby County
Nearest ZIP codes to 51527
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Shelby County, Iowa
Keep going: ZIP, county and state distress coverage for Shelby County, Iowa.
Open the complete 51527 acquisition file
The full 51527 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology