ZIP 51531 Property Distress & Foreclosure Data

Composite property distress in 51531 (Shelby County, Iowa) lands at 20/100 — low on DLRadar's public-record scoring. The latent-versus-live split is 44/100 structural and 4/100 already moving. The sharpest non-environmental signals are construction/permit lag (96/100), structural risk (44/100), institutional ownership (28/100). By contrast, institutional ownership (28/100) and mortgage stress (12/100) register low.

The market reads expansion — home values rose 5.4% year on year (phase confidence 28/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

A median home runs $131,500 here, or 2.3 times local income. The ZIP holds roughly 461 housing units. Households earn a median $58,929 — below the roughly $78,000 national figure. On demographic stress specifically, 51531 scores 26/100. Roughly 9.5% live below the poverty line. The vacancy rate is 8.3%. About 25% have a four-year degree. The tenure split is 79% owner-occupied to 21% rented. Around 42% of renters are cost-burdened. About 943 people live here, median age 43.

Net-net, 51531 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.