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ZIP 51562 Foreclosure, Tax-Lien & Distress Report

Shelby County, Iowa · Affordable market

ZIP 51562's composite property-distress score is 12/100 - DLRadar classes that as minimal for Shelby County, Iowa. The split runs 26/100 structural to 4/100 active on the ground. The sharpest non-environmental signals are institutional ownership (27/100), structural risk (26/100), construction/permit lag (25/100). On the quiet end sit construction/permit lag (25/100) and mortgage stress (12/100).

Prices here sit in a peak phase: values rose 2.5% over the trailing year (phase confidence 28/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 222 housing units. DLRadar's demographic-stress index for the area reads 21/100. Vacancy runs 4.7%. Educational attainment sits at 16% bachelor's-or-above. Roughly 11.4% live below the poverty line. Owners hold 85% of homes, renters 15%. Median household income is $61,250, below the U.S. median near $78,000. Home values center near $159,000, an affordability ratio of 2.6× — accessible. Around 0% of renters are cost-burdened. 590 residents call 51562 home, typically aged 49.

Net-net, 51562 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 51562 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 51562's 12/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 51562 shows blanks, not estimates, wherever the record is sparse.

51562's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 51562 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

12/100
Composite stress
26/100
Structural risk
4/100
Distress activity

Signal-by-signal read on 51562

Foreclosure activity0
Mortgage stress12
Climate / FEMA risk34
+9 more distress dimensions scored for this ZIP

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

Snapshot: 51562 by the numbers

A live read on 51562: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Shelby County ZIPs near 51562

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Additional distress intelligence spanning Shelby County, Iowa by ZIP, county and state.

Unlock the full ZIP 51562 acquisition report

The full 51562 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

Deterministic scoring, sourced entirely from public data · methodology

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