ZIP 51040 Property Distress & Foreclosure Data

Composite property distress in 51040 (Monona County, Iowa) lands at 26/100 — low on DLRadar's public-record scoring. Structural exposure scores 60 and live distress 7 on the 0–100 scale. Environmental exposure also runs high (flood (NFIP) exposure (89/100)). The sharpest non-environmental signals are construction/permit lag (83/100), institutional ownership (62/100), structural risk (60/100). On the quiet end sit mortgage stress (24/100).

The expansion-phase market in 51040 posted values that rose 5.4% over the year, and 20% higher over three years, at 28/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

74% of housing is owner-occupied. There are about 1,731 housing units across 51040. Vacancy runs 9.5%. Around 18% of adults hold a bachelor's degree or higher. Population is roughly 3,388 with a median age of 38. The poverty rate is 14.6%. The typical home is worth about $151,600 (2.3× income, relatively affordable). At $60,642, median income runs below typical U.S. levels. Rent burden reaches 38% of tenant households. The demographic-stress sub-score lands at 28/100.

On balance 51040 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.