ZIP 51030 Foreclosure, Tax-Lien & Distress Report

In Woodbury County, Iowa, ZIP 51030 scores 31 of 100 for composite distress, a moderate level on DLRadar's public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (94/100), climate & FEMA risk (84/100). Structural exposure scores 71 and live distress 5 on the 0–100 scale. Its standout signals are construction/permit lag (73/100), structural risk (71/100), institutional ownership (48/100). By contrast, mortgage stress (18/100) register low.

Prices here sit in a contraction phase: values fell 1.3% over the trailing year, 1.3% off the recent peak, and 14% higher over three years, at 35/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Households earn a median $78,750 — near the roughly $78,000 national figure. On demographic stress specifically, 51030 scores 26/100. Roughly 7.3% live below the poverty line, a low share typical of higher-equity areas. Around 30% of renters are cost-burdened. Educational attainment sits at 32% bachelor's-or-above. Home values center near $271,000, an affordability ratio of 3.4× — accessible. Owners hold 83% of homes, renters 17%. The ZIP holds roughly 653 housing units. Vacancy runs 10.8%. About 1,630 people live here, median age 44.

On the whole, 51030 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 51030 at the moment; the composite and its components are still built from verifiable public records.

The 51030 read uses the identical public-record model applied coast to coast, which means its 31/100 score means exactly what it means anywhere else, and 51030 stays directly comparable to neighboring ZIPs and the rest of Woodbury County, Iowa. Sparse data for 51030 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 31/100 figure for 51030 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 51030 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.