ZIP 51016 Foreclosure, Tax-Lien & Distress Report
Woodbury County, Iowa · High Vacancy market
On DLRadar's 0-100 public-record scale, ZIP 51016 in Woodbury County, Iowa comes in at 29, a low composite-distress reading. What sets it apart are the readings on construction/permit lag (73/100), structural risk (67/100), institutional ownership (43/100). mortgage stress (17/100) stay muted. Structurally it carries 67/100, against 5/100 of stress already in motion. Climate and flood risk are elevated too — flood (NFIP) exposure (85/100), climate & FEMA risk (78/100).
The contraction-phase market in 51016 posted values that fell 0.9% over the year, 1.2% off the recent peak, at 32/100 phase confidence. A cooling market tends to open discount-to-value windows.
The ZIP holds roughly 463 housing units. Roughly 12.7% live below the poverty line. About 1,095 people live here, median age 36. Owners hold 86% of homes, renters 14%. Rent burden reaches 0% of tenant households. A median home runs $89,400 here, or 1.7 times local income. Educational attainment sits at 20% bachelor's-or-above. On demographic stress specifically, 51016 scores 19/100. At $52,813, median income runs below typical U.S. levels. The vacancy rate is 12.2% — elevated.
Net-net, 51016 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 51016 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
No ZIP is too small to score: 51016 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 29/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 51016 reflects the current record instead of a stale or modeled snapshot.
Behind 51016's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 51016 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 51016’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 51016 Stress Report snapshot
51016 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Woodbury County ZIPs near 51016
More distress data near 51016
Related ZIP, county and statewide reads linked to Woodbury County, Iowa.
See every distressed parcel in 51016
Every distressed parcel in 51016 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Deterministic. Every signal traces to a public dataset · methodology