ZIP 51028 Foreclosure, Tax-Lien & Distress Report

In Plymouth County, Iowa, ZIP 51028 scores 28 of 100 for composite distress, a low level on DLRadar's distress index. Latent structural risk is 63/100 while live distress already moving reads 5/100. The pressure is most legible in construction/permit lag (76/100), structural risk (63/100), institutional ownership (44/100). mortgage stress (18/100) stay muted. It additionally carries heavy environmental risk: flood (NFIP) exposure (85/100).

The peak-phase market in 51028 posted values that rose 1.9% over the year, and 30% higher over three years, at 21/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 2,047 with a median age of 41. Owners hold 81% of homes, renters 19%. There are about 985 housing units across 51028. Around 33% of adults hold a bachelor's degree or higher. Vacancy runs 8.5%. Median household income is $74,655, near the U.S. median near $78,000. The typical home is worth about $219,600 (2.6× income, relatively affordable). 6.3% of residents fall below the poverty threshold. Rent burden reaches 22% of tenant households. DLRadar's demographic-stress index for the area reads 22/100.

Net-net, 51028 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 51028's 28/100 can be lined up against any neighbor in Plymouth County, Iowa or any ZIP coast to coast. Where the record is thin for 51028, the field stays empty rather than modeled, and fills in as new documents post.

Behind 51028's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 51028 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.