ZIP 51031 Foreclosure, Tax-Lien & Distress Report

ZIP 51031's composite property-distress score is 29/100 - DLRadar classes that as low for Plymouth County, Iowa. The latent-versus-live split is 66/100 structural and 5/100 already moving. The pressure is most legible in construction/permit lag (89/100), structural risk (66/100), institutional ownership (48/100). By contrast, mortgage stress (18/100) register low. Environmental exposure also runs high (flood (NFIP) exposure (96/100)).

Prices here sit in a peak phase: values rose 2.7% over the trailing year, and 16% higher over three years (phase confidence 21/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $222,800 here, or 2.8 times local income. The ZIP holds roughly 5,461 housing units. 12,785 residents call 51031 home, typically aged 39. Educational attainment sits at 25% bachelor's-or-above. At $74,978, median income runs near typical U.S. levels. The vacancy rate is 4.2%. DLRadar's demographic-stress index for the area reads 25/100. 8.0% of residents fall below the poverty threshold. The tenure split is 66% owner-occupied to 34% rented. Rent burden reaches 22% of tenant households.

Net-net, 51031 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 51031 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 51031 read uses the identical public-record model applied coast to coast, which means its 29/100 score means exactly what it means anywhere else, and 51031 stays directly comparable to neighboring ZIPs and the rest of Plymouth County, Iowa. Where the public record is thin for 51031, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 51031 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 29/100 roll-up. For a buyer, 51031 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.