ZIP 51031 Property Distress & Foreclosure Data

Composite property distress in 51031 (Plymouth County, Iowa) lands at 28/100 — low on DLRadar's public-record scoring. Structural risk reads 65/100 against active distress of 5/100. The sharpest non-environmental signals are construction/permit lag (80/100), structural risk (65/100), institutional ownership (48/100). On the quiet end sit mortgage stress (18/100). Environmental exposure also runs high (flood (NFIP) exposure (96/100)).

The peak-phase market in 51031 posted values that rose 4.0% over the year, and 16% higher over three years, at 23/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The typical home is worth about $222,800 (2.8× income, relatively affordable). There are about 5,461 housing units across 51031. Population is roughly 12,785 with a median age of 39. Around 25% of adults hold a bachelor's degree or higher. At $74,978, median income runs near typical U.S. levels. Vacancy runs 4.2%. The demographic-stress sub-score lands at 25/100. The poverty rate is 8.0%. 66% of housing is owner-occupied. Rent burden reaches 22% of tenant households.

On balance 51031 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.