ZIP 51041 Foreclosure, Tax-Lien & Distress Report

ZIP 51041's composite property-distress score is 21/100 - DLRadar classes that as low for Sioux County, Iowa. Leading the profile are institutional ownership (49/100), structural risk (48/100), mortgage stress (18/100). By contrast, mortgage stress (18/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (100/100), climate & FEMA risk (62/100). Structural risk reads 48/100 against active distress of 5/100.

The market reads peak — home values rose 2.5% year on year, and 25% higher over three years (phase confidence 28/100). Topping markets hide individual distress behind strong averages.

At $84,115, median income runs near typical U.S. levels. The demographic-stress sub-score lands at 27/100. 7,173 residents call 51041 home, typically aged 33. 73% of housing is owner-occupied. Rent burden reaches 46% of tenant households. A median home runs $277,000 here, or 3.0 times local income. Educational attainment sits at 41% bachelor's-or-above. The vacancy rate is 2.1%. The poverty rate is 9.7%. There are about 2,545 housing units across 51041.

Overall 51041 looks resilient on the surface, so the edge is isolating individual stressed parcels. There is no property file for 51041 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 51041's 21/100 can be lined up against any neighbor in Sioux County, Iowa or any ZIP coast to coast. Where the public record is thin for 51041, the field stays empty rather than modeled, and fills in as new documents post.

51041's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 51041 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.