ZIP 51003 Foreclosure, Tax-Lien & Distress Report

Sioux County, Iowa's ZIP 51003 registers 21/100 composite distress, which DLRadar reads as low. What sets it apart are the readings on institutional ownership (49/100), structural risk (48/100), mortgage stress (18/100). On the quiet end sit mortgage stress (18/100). Environmental exposure also runs high (flood (NFIP) exposure (100/100), climate & FEMA risk (62/100)). Structurally it carries 48/100, against 5/100 of stress already in motion.

The peak-phase market in 51003 posted values that rose 2.5% over the year, and 26% higher over three years, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $85,909, median income runs near typical U.S. levels. Around 27% of adults hold a bachelor's degree or higher. Home values center near $232,700, an affordability ratio of 2.6× — accessible. Rent burden reaches 20% of tenant households. The vacancy rate is 7.1%. 1,815 residents call 51003 home, typically aged 35. There are about 788 housing units across 51003. On demographic stress specifically, 51003 scores 21/100. The poverty rate is 2.2% — low. Owners hold 88% of homes, renters 12%.

Overall 51003 looks resilient on the surface, so the edge is isolating individual stressed parcels. Parcel-level detail for 51003 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 51003 runs hot or quiet, its 21/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 51003 can be compared directly against any other ZIP in Sioux County, Iowa or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 51003 shows blanks, not estimates, wherever the record is sparse.

Behind 51003's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 51003 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.