ZIP 51003 Property Distress & Foreclosure Data

DLRadar grades ZIP 51003 (Sioux County, Iowa) at a low 22/100 for overall property distress. Property-level stress concentrates in institutional ownership (49/100), structural risk (49/100), mortgage stress (18/100). By contrast, mortgage stress (18/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (100/100), climate & FEMA risk (62/100). The latent-versus-live split is 49/100 structural and 5/100 already moving.

The market reads expansion — home values rose 5.4% year on year, and 26% higher over three years (phase confidence 28/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $85,909 — near the roughly $78,000 national figure. About 27% have a four-year degree. A median home runs $232,700 here, or 2.6 times local income. Around 20% of renters are cost-burdened. The vacancy rate is 7.1%. About 1,815 people live here, median age 35. The ZIP holds roughly 788 housing units. On demographic stress specifically, 51003 scores 21/100. Roughly 2.2% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 88% owner-occupied to 12% rented.

Overall 51003 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.