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ZIP 51045 Foreclosure, Tax-Lien & Distress Report

Plymouth County, Iowa · Affordable market

DLRadar grades ZIP 51045 (Plymouth County, Iowa) at a low 29/100 for overall property distress. Leading the profile are construction/permit lag (91/100), structural risk (67/100), institutional ownership (48/100). mortgage stress (18/100) stay muted. Structural risk reads 67/100 against active distress of 5/100. Climate and flood risk are elevated too — flood (NFIP) exposure (96/100).

The market reads peak — home values rose 2.7% year on year (phase confidence 21/100). Topping markets hide individual distress behind strong averages.

At $96,250, median income runs above typical U.S. levels. Rent burden reaches 0% of tenant households. The poverty rate is 0.0% — low. The tenure split is 93% owner-occupied to 7% rented. Vacancy runs 0.0%. The ZIP holds roughly 24 housing units. Around 18% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 15/100. About 75 people live here, median age 54. Home values center near $170,000, an affordability ratio of 1.6× — accessible.

On balance 51045 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 51045 runs hot or quiet, its 29/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 51045 can be compared directly against any other ZIP in Plymouth County, Iowa or nationwide. Nothing here is interpolated — where a source is thin for 51045, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 51045's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 51045 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

29/100
Composite stress
67/100
Structural risk
5/100
Distress activity

ZIP 51045 distress signals, scored

Foreclosure activity0
Mortgage stress18
Climate / FEMA risk53
9 further distress layers are graded for 51045

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

51045 at a glance

Real-time distress, cycle phase, housing and bank-stress readings for 51045, the same set carried on every parcel.

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More ZIP, county and state distress intelligence connected to Plymouth County, Iowa.

Open the complete 51045 acquisition file

See who owns each distressed property in 51045, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.

Built from public records, scored the same way everywhere · methodology

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