ZIP 51001 Foreclosure, Tax-Lien & Distress Report

In Plymouth County, Iowa, ZIP 51001 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (flood (NFIP) exposure (95/100)). On the structural side it scores 60/100, with 6/100 of stress already active. Its standout signals are construction/permit lag (61/100), structural risk (60/100), institutional ownership (49/100). On the quiet end sit mortgage stress (18/100).

The market reads peak — home values rose 1.1% year on year, and 30% higher over three years, at 22/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $67,639, below the U.S. median near $78,000. Vacancy runs 6.7%. About 2,292 people live here, median age 46. The ZIP holds roughly 1,125 housing units. 6.9% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 23/100. Around 19% of renters are cost-burdened. A median home runs $192,700 here, or 2.6 times local income. About 26% have a four-year degree. 75% of housing is owner-occupied.

Overall, 51001 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 51001 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 51001 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 26/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 51001, the field stays empty rather than modeled, and fills in as new documents post.

The 26/100 figure for 51001 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 51001 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.