ZIP 51001 Foreclosure, Tax-Lien & Distress Report

In Plymouth County, Iowa, ZIP 51001 scores 28 of 100 for composite distress, a low level on DLRadar's distress index. Environmental exposure also runs high (flood (NFIP) exposure (88/100)). On the structural side it scores 64/100, with 6/100 of stress already active. Its standout signals are construction/permit lag (87/100), structural risk (64/100), institutional ownership (45/100). On the quiet end sit mortgage stress (18/100).

The market reads peak — home values rose 1.1% year on year, and 30% higher over three years, at 22/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $67,639, below the U.S. median near $78,000. Vacancy runs 6.7%. About 2,292 people live here, median age 46. The ZIP holds roughly 1,125 housing units. 6.9% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 23/100. Around 19% of renters are cost-burdened. A median home runs $192,700 here, or 2.6 times local income. About 26% have a four-year degree. 75% of housing is owner-occupied.

Overall, 51001 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 51001 is not published yet -- the ZIP-level readings above remain fully sourced.

No ZIP is too small to score: 51001 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 28/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 51001, the field stays empty rather than modeled, and fills in as new documents post.

The 28/100 figure for 51001 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 51001 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.