ZIP 51022 Property Distress & Foreclosure Data

Composite property distress in 51022 (O'Brien County, Iowa) lands at 20/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (flood (NFIP) exposure (97/100)). The sharpest non-environmental signals are institutional ownership (49/100), structural risk (45/100), mortgage stress (19/100). On the quiet end sit mortgage stress (19/100) and construction/permit lag (12/100). Structural exposure scores 45 and live distress 6 on the 0–100 scale.

The expansion-phase market in 51022 posted values that rose 5.3% over the year, and 51% higher over three years, at 28/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 966 with a median age of 52. The typical home is worth about $174,800 (1.9× income, relatively affordable). 92% of housing is owner-occupied. Around 17% of adults hold a bachelor's degree or higher. There are about 397 housing units across 51022. Vacancy runs 3.4%. The demographic-stress sub-score lands at 19/100. Rent burden reaches 19% of tenant households. The poverty rate is 3.7% — low. At $91,133, median income runs above typical U.S. levels.

Broadly, 51022 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.