O'Brien County, IA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
O'Brien County, IA distress report, 2026: 14 ZIPs scored in O'Brien, IA, O'Brien, IA average 22/100; the top O'Brien, IA ZIP is 51009 at 24/100; O'Brien, IA market phase peak, O'Brien, IA prices +2.5% year over year.
- O'Brien, IA ranks #2,369 nationally (opportunity index); O'Brien, IA #63 in Iowa; O'Brien, IA index 26.4.
- O'Brien, IA: no CFPB county sample; O'Brien, IA non-metro area reading 0.7%.
- O'Brien, IA ZIP phases: 14 peak.
- O'Brien, IA residential listings tracked: 2 across 8 ZIPs; O'Brien, IA candidate listings 2.
- O'Brien, IA lenders on watch: 8; largest O'Brien, IA footprint Iowa State Bank (3 branches).
- O'Brien, IA most distressed ZIP: 51009 at 24/100.
O'Brien, IA figures: DLRadar distress index; O'Brien, IA inputs: CFPB, FHFA, HUD, FDIC; O'Brien, IA rebuilt as sources refresh.
| Rank | O'Brien, IA ZIP | Score |
|---|---|---|
| 1 | 51009 | 24/100 |
| 2 | 51046 | 24/100 |
| 3 | 51058 | 24/100 |
| 4 | 51231 | 24/100 |
| 5 | 51245 | 24/100 |
| 6 | 51248 | 24/100 |
| 7 | 51346 | 24/100 |
| 8 | 51047 | 23/100 |
| 9 | 51350 | 22/100 |
| 10 | 51232 | 21/100 |
| 11 | 51022 | 19/100 |
| 12 | 51201 | 19/100 |
Most distressed O'Brien, IA ZIPs (0-100, 2026)
Mortgage delinquency around O'Brien, IA
No CFPB county sample covers O'Brien, IA; the non-metro area reading for O'Brien, IA: 0.7% ninety-plus; O'Brien, IA area thirty-to-eighty-nine 2.1% (December 2025, O'Brien, IA); Iowa overall 0.9%.
Opportunity index: O'Brien, IA
O'Brien, IA index 26.4, O'Brien, IA phase weak; O'Brien, IA primary driver construction, O'Brien, IA second driver bank institutional. O'Brien, IA components: property stress 18.8, foreclosure pressure 17.6, listing discounts 7.3, bank stress 55.2, insurance 0.0; O'Brien, IA pulse 33.6; O'Brien, IA capital opportunity 15.6; O'Brien, IA seven-day change +0.4%.
ZIP market phases inside O'Brien, IA
14 O'Brien, IA ZIPs carry a price-cycle phase; O'Brien, IA ZIPs by phase (O'Brien, IA), deepest drawdown first: peak, +2.5% YoY (O'Brien, IA): 51009, 51022, 51029, 51046, O'Brien, IA 51058, 51201, 51231, 51232, O'Brien, IA 51238, 51245, 51248, 51346, O'Brien, IA 51350; peak, +2.7% YoY (O'Brien, IA): 51047.
Residential listings by O'Brien, IA ZIP
O'Brien, IA ZIPs with the most tracked O'Brien, IA residential listings: 51009 1 listings, 1 candidates, bank pressure 53; 51046 1 listings, 1 candidates, bank pressure 56; 51022 0 listings, 0 candidates, bank pressure 53; 51058 0 listings, 0 candidates, bank pressure 60 (O'Brien, IA); 51231 0 listings, 0 candidates, bank pressure 53; 51245 0 listings, 0 candidates, bank pressure 53; 51248 0 listings, 0 candidates, bank pressure 56; 51346 0 listings, 0 candidates, bank pressure 60. O'Brien, IA totals: 2 listings; O'Brien, IA candidates 2; active ZIPs 1.
Lenders with branches in O'Brien, IA
O'Brien, IA lenders by branch count: Iowa State Bank (O'Brien, IA): stress 55, 3 branches low in O'Brien, IA; Savings Bank (O'Brien, IA): stress 53, 2 branches low in O'Brien, IA; Security State Bank (O'Brien, IA): stress 36, 2 branches low in O'Brien, IA; United Community Bank (O'Brien, IA): stress 71, 1 branch low in O'Brien, IA; Sanborn Savings Bank (O'Brien, IA): stress 69, 1 branch low in O'Brien, IA; First Nb Of Primghar (O'Brien, IA): stress 57, 1 branch low in O'Brien, IA; Security Nb Of Sioux City Ia (O'Brien, IA): stress 46, 1 branch low in O'Brien, IA; Citizens State Bank (O'Brien, IA): stress 46, 1 branch low in O'Brien, IA.
Vacancy and permits, O'Brien, IA
755 of 6,564 O'Brien, IA housing units are vacant; O'Brien, IA permits, twelve months: 0 multifamily units in O'Brien, IA, 13 one-to-four unit units.
Work O'Brien, IA at the parcel level
Every O'Brien, IA parcel carries owner and address; every O'Brien, IA parcel carries APN; O'Brien, IA distress scores sit on the O'Brien, IA live board.
O'Brien, IA figures refresh with each source.
O'Brien, IA questions
Most distressed ZIP code in O'Brien County, IA?
ZIP 51009 leads O'Brien, IA at 24/100; next in O'Brien, IA: 51046 at 24/100; the O'Brien, IA average is 22/100.
Where does O'Brien County, IA rank for investment opportunity?
O'Brien, IA is #2,369 among all ranked counties, #63 in Iowa; the O'Brien, IA driver is construction; O'Brien, IA moved down 849 places.
How many mortgages are delinquent in O'Brien County, IA?
O'Brien, IA takes the non-metro area reading of 0.7% for December 2025; no CFPB county sample covers O'Brien, IA.
Which banks lend in O'Brien County, IA?
8 watched lenders hold O'Brien, IA branches; the largest O'Brien, IA footprints are Iowa State Bank (3), Savings Bank (2), Security State Bank (2).
More on O'Brien, IA
O'Brien County, IA distress report: public-record figures for O'Brien, IA; not legal advice for O'Brien, IA; not tax or investment advice; verify every O'Brien, IA record before acting.