O'Brien County, IA: Foreclosures, Tax Liens & Distressed Properties

Every ZIP in O'Brien County, Iowa carries a DLRadar distress score assembled from foreclosure, tax, mortgage and lender records. Bank/credit headwind for the county is 28 on a 0–100 scale, a contained reading. DLRadar scores 14 ZIPs here, with a mean composite of 23/100. The county's ZIP scores run from 18 up to 26/100.

The county market is in a peak phase: home prices rose 2.5% over the past year, at 28/100 phase confidence. With values leveling off, the average masks the outliers with opportunity concentrated by ZIP.

At +2.5% YoY and 28/100 confidence, the discount lives in outliers well beyond the county average. Lender stress at 28/100 (contained) favors tax delinquency, probate and liens.

Top distress by ZIP runs 51009 (26/100), 51046 (26/100), 51058 (26/100), 51231 (26/100), 51245 (26/100), 51248 (26/100), listed with every scored ZIP below. Coverage extends to 51346, 51047, 51350, 51232, 51022, 51238, 51029, 51201 among others.

By the numbers, the ZIPs DLRadar tracks across O'Brien County come in at a 13% poverty rate, a median age of 41.5, household income averaging about $73,636, roughly at the national median, median home values around $147,508 (below the national figure), vacancy near 9.6%, 83% owner-occupancy. These fundamentals frame who sells under pressure and how fast a deal moves.

At 23/100 composite over 14 ZIPs, the edge is selective acquisition rather than a blanket buy. Unlock O'Brien County to see every parcel's owner, mailing address, APN, its own score, the lender behind it and an exit read.

The distress read for O'Brien County, Iowa is refreshed as new public records post and uses the same methodology coast to coast, so O'Brien County stays directly comparable to any other market you track.

The point of scoring O'Brien County, Iowa is to narrow it — the high-composite ZIPs carry the distress, and everything below them rarely repays the outreach cost. All of it is deterministic and auditable: O'Brien County's numbers come from county recorders, the courts, FHFA and FDIC, with nothing interpolated or guessed when a source is sparse.

The ZIP breakdown for O'Brien County leads with 51009 (26/100), 51046 (26/100), 51058 (26/100), 51231 (26/100), 51245 (26/100), 51248 (26/100). DLRadar also scores 51346, 51047, 51350, 51232, 51022, 51238, 51029, 51201 across the county. Because each ZIP is graded on its own foreclosure, tax and lender record, the county's distress is best read code by code rather than as a single number.

The O'Brien County score is not a single measure but a composite: foreclosure activity, mortgage and tax-lien stress, and local lender headwind each feed it, which is why understanding the components matters as much as the headline number.