ZIP 51009 Property Distress & Foreclosure Data

Composite property distress in 51009 (O'Brien County, Iowa) lands at 26/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (92/100), structural risk (60/100), institutional ownership (48/100). By contrast, mortgage stress (19/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (95/100). On the structural side it scores 60/100, with 6/100 of stress already active.

The market reads expansion — home values rose 5.4% year on year (phase confidence 28/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $53,125 — below the roughly $78,000 national figure. The ZIP holds roughly 57 housing units. The tenure split is 84% owner-occupied to 16% rented. About 17% have a four-year degree. Roughly 25.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. On demographic stress specifically, 51009 scores 23/100. About 131 people live here, median age 33. A median home runs $83,300 here, or 1.2 times local income. Around 25% of renters are cost-burdened. The vacancy rate is 5.2%.

Net-net, 51009 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.