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ZIP 51037 Foreclosure, Tax-Lien & Distress Report

Cherokee County, Iowa · High Vacancy market

Scored purely from public records, 51037 (Cherokee County, Iowa) returns a low composite of 19/100. Structurally it carries 42/100, against 6/100 of stress already in motion. Climate and flood risk are elevated too — flood (NFIP) exposure (96/100). The sharpest non-environmental signals are institutional ownership (58/100), structural risk (42/100), mortgage stress (21/100). On the quiet end sit mortgage stress (21/100).

Prices here sit in a peak phase: values rose 2.5% over the trailing year, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

365 residents call 51037 home, typically aged 40. The ZIP holds roughly 207 housing units. The demographic-stress sub-score lands at 26/100. 66% of housing is owner-occupied. Educational attainment sits at 29% bachelor's-or-above. Rent burden reaches 11% of tenant households. Home values center near $235,400, an affordability ratio of 2.6× — accessible. Households earn a median $62,500 — below the roughly $78,000 national figure. Vacancy runs 25.1%, above the national norm and a classic distress-and-opportunity signal. Roughly 14.0% live below the poverty line.

Taken together, 51037 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 51037 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 51037's 19/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 51037, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 51037 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 19/100 roll-up. In workflow terms, 51037 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

19/100
Composite stress
42/100
Structural risk
6/100
Distress activity

Distress signal breakdown — ZIP 51037

Foreclosure activity0
Mortgage stress21
Climate / FEMA risk36
51037 carries 9 additional scored dimensions

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

51037 at a glance

Real-time distress, cycle phase, housing and bank-stress readings for 51037, the same set carried on every parcel.

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Cherokee County ZIPs near 51037

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Unlock the full ZIP 51037 acquisition report

The full 51037 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

Deterministic scoring, sourced entirely from public data · methodology

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