ZIP 51049 Property Distress & Foreclosure Data
DLRadar grades ZIP 51049 (Cherokee County, Iowa) at a low 19/100 for overall property distress. Property-level stress concentrates in institutional ownership (56/100), structural risk (43/100), mortgage stress (21/100). On the quiet end sit mortgage stress (21/100). On the structural side it scores 43/100, with 6/100 of stress already active. Environmental exposure also runs high (flood (NFIP) exposure (96/100), FEMA disaster exposure (64/100)).
The expansion-phase market in 51049 posted values that rose 5.4% over the year (phase confidence 28/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
Around 14% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 23/100. The poverty rate is 8.1%. Around 26% of renters are cost-burdened. The typical home is worth about $106,100 (1.9× income, relatively affordable). 81% of housing is owner-occupied. At $52,625, median income runs below typical U.S. levels. The ZIP holds roughly 249 housing units. The vacancy rate is 7.5%. Population is roughly 469 with a median age of 44.
On balance 51049 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Distress signal breakdown — ZIP 51049
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Nearby ZIPs in Cherokee County
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Deterministic. Every signal traces to a public dataset · methodology