ZIP 51049 Foreclosure, Tax-Lien & Distress Report
Cherokee County, Iowa · Affordable market
ZIP code 51049 in Cherokee County, Iowa carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic public-record index. The pressure is most legible in institutional ownership (58/100), structural risk (42/100), mortgage stress (21/100). On the quiet end sit mortgage stress (21/100). Structural risk reads 42/100 against active distress of 6/100. Climate and flood risk are elevated too — flood (NFIP) exposure (96/100).
The market reads peak — home values rose 2.5% year on year, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Around 14% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 23/100. 8.1% of residents fall below the poverty threshold. Rent burden reaches 26% of tenant households. A median home runs $106,100 here, or 1.9 times local income. The tenure split is 81% owner-occupied to 19% rented. Median household income is $52,625, below the U.S. median near $78,000. The ZIP holds roughly 249 housing units. The vacancy rate is 7.5%. 469 residents call 51049 home, typically aged 44.
Overall, 51049 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 51049 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The number is not local guesswork: 51049's 19/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 51049, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Each component behind 51049 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 19/100 roll-up. Treat 51049 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 51049
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
ZIP 51049 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 51049, the same set carried on every parcel.
Other Cherokee County ZIP codes
More distress data near 51049
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Get the full acquisition report for 51049
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Rules-based scoring — each signal ties to a public dataset · methodology