Cherokee County, IA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Cherokee County, IA distress report, 2026: 15 ZIPs scored in Cherokee, IA, Cherokee, IA average 19/100; the top Cherokee, IA ZIP is 51048 at 27/100; Cherokee, IA market phase peak, Cherokee, IA prices +2.5% year over year.
- Cherokee, IA ranks #2,467 nationally (opportunity index); Cherokee, IA #66 in Iowa; Cherokee, IA index 26.0.
- Cherokee, IA: no CFPB county sample; Cherokee, IA non-metro area reading 0.7%.
- Cherokee, IA ZIP phases: 15 peak.
- Cherokee, IA residential listings tracked: 4 across 8 ZIPs; Cherokee, IA candidate listings 1.
- Cherokee, IA HUD assisted properties: 2 with 110 units.
- Cherokee, IA lenders on watch: 5; largest Cherokee, IA footprint Cherokee State Bank (2 branches).
- Cherokee, IA most distressed ZIP: 51048 at 27/100.
Cherokee, IA figures: DLRadar distress index; Cherokee, IA inputs: CFPB, FHFA, HUD, FDIC; Cherokee, IA rebuilt as sources refresh.
| Rank | Cherokee, IA ZIP | Score |
|---|---|---|
| 1 | 51048 | 27/100 |
| 2 | 51046 | 24/100 |
| 3 | 51058 | 24/100 |
| 4 | 51047 | 23/100 |
| 5 | 51002 | 22/100 |
| 6 | 51005 | 20/100 |
| 7 | 51012 | 18/100 |
| 8 | 51014 | 18/100 |
| 9 | 51029 | 18/100 |
| 10 | 51035 | 18/100 |
| 11 | 51037 | 18/100 |
| 12 | 51049 | 18/100 |
Most distressed Cherokee, IA ZIPs (0-100, 2026)
Mortgage delinquency around Cherokee, IA
No CFPB county sample covers Cherokee, IA; the non-metro area reading for Cherokee, IA: 0.7% ninety-plus; Cherokee, IA area thirty-to-eighty-nine 2.1% (December 2025, Cherokee, IA); Iowa overall 0.9%.
Opportunity index: Cherokee, IA
Cherokee, IA index 26.0, Cherokee, IA phase weak; Cherokee, IA primary driver bank institutional, Cherokee, IA second driver vacancy. Cherokee, IA components: property stress 18.4, foreclosure pressure 16.6, listing discounts 25.0, bank stress 56.8, insurance 0.0; Cherokee, IA pulse 28.4; Cherokee, IA capital opportunity 22.3; Cherokee, IA seven-day change +0.6%.
ZIP market phases inside Cherokee, IA
15 Cherokee, IA ZIPs carry a price-cycle phase; Cherokee, IA ZIPs by phase (Cherokee, IA), deepest drawdown first: peak, +0.7% YoY, 0.6% off peak (Cherokee, IA): 51048; peak, +2.7% YoY (Cherokee, IA): 51002, 51047; peak, +2.5% YoY (Cherokee, IA): 51005, 51012, 51014, 51020, Cherokee, IA 51025, 51029, 51035, 51037, Cherokee, IA 51046, 51049, 51058, 51061.
Residential listings by Cherokee, IA ZIP
Cherokee, IA ZIPs with the most tracked Cherokee, IA residential listings: 51012 4 listings, 1 candidates, bank pressure 60; 51005 0 listings, 0 candidates, bank pressure 59; 51014 0 listings, 0 candidates, bank pressure 60; 51029 0 listings, 0 candidates, bank pressure 56 (Cherokee, IA); 51035 0 listings, 0 candidates, bank pressure 57; 51037 0 listings, 0 candidates, bank pressure 60; 51049 0 listings, 0 candidates, bank pressure 60; 51061 0 listings, 0 candidates, bank pressure 62. Cherokee, IA totals: 4 listings; Cherokee, IA candidates 1; active ZIPs 1.
HUD assisted housing in Cherokee, IA
2 assisted properties with 110 units sit in Cherokee, IA; largest Cherokee, IA properties: Autumn Park Apartments ~ Cherokee (Cherokee) 62 units, 62 assisted; Timber Ridge Apartments (Cherokee) 48 units.
Lenders with branches in Cherokee, IA
Cherokee, IA lenders by branch count: Cherokee State Bank (Cherokee, IA): stress 69, 2 branches moderate in Cherokee, IA; United Bank Of Iowa (Cherokee, IA): stress 68, 2 branches low in Cherokee, IA; State Savings Bank (Cherokee, IA): stress 51, 2 branches low in Cherokee, IA; Central Bank (Cherokee, IA): stress 70, 1 branch moderate in Cherokee, IA; Farmers State Bank (Cherokee, IA): stress 44, 1 branch low in Cherokee, IA.
Vacancy and permits, Cherokee, IA
512 of 5,557 Cherokee, IA housing units are vacant; Cherokee, IA permits, twelve months: 51 multifamily units in Cherokee, IA, 13 one-to-four unit units.
Work Cherokee, IA at the parcel level
Every Cherokee, IA parcel carries owner and address; every Cherokee, IA parcel carries APN; Cherokee, IA distress scores sit on the Cherokee, IA live board.
Cherokee, IA figures refresh with each source.
Cherokee, IA questions
Most distressed ZIP code in Cherokee County, IA?
ZIP 51048 leads Cherokee, IA at 27/100; next in Cherokee, IA: 51046 at 24/100; the Cherokee, IA average is 19/100.
Where does Cherokee County, IA rank for investment opportunity?
Cherokee, IA is #2,467 among all ranked counties, #66 in Iowa; the Cherokee, IA driver is bank institutional; Cherokee, IA moved up 229 places.
How many mortgages are delinquent in Cherokee County, IA?
Cherokee, IA takes the non-metro area reading of 0.7% for December 2025; no CFPB county sample covers Cherokee, IA.
Which banks lend in Cherokee County, IA?
5 watched lenders hold Cherokee, IA branches; the largest Cherokee, IA footprints are Cherokee State Bank (2), United Bank Of Iowa (2), State Savings Bank (2).
More on Cherokee, IA
Cherokee County, IA distress report: public-record figures for Cherokee, IA; not legal advice for Cherokee, IA; not tax or investment advice; verify every Cherokee, IA record before acting.