Cherokee County, IA: Foreclosures, Tax Liens & Distressed Properties
Cherokee County, IA, Iowa: 15 ZIP codes scored, Cherokee County, IA averaging 18/100 (low, Cherokee, IA), from 5 to 27. Cherokee County, IA is in its peak phase (Cherokee, IA confidence 28/100): Cherokee, IA home prices up 2.5% (Cherokee, IA) over twelve months. Cherokee County, IA lender headwind: 54/100.
Highest-scoring Cherokee County, IA ZIPs: 51048 (27/100), 51046 (24/100), 51058 (24/100), 51002 (22/100), 51047 (22/100), 51005 (19/100). Also scored in Cherokee County, IA: 51029, 51012, 51014, 51035, 51037, 51049, 51061, 51020, 51025.
Across Cherokee County, IA's scored ZIPs: median home value $141,950, household income $66,750, 12.3% vacancy, 10.3% poverty, 78% owner-occupied, median age 45.3.
Cherokee County, IA insurance distress 67/100 (#718 in the US); FEMA hazard 52/100 for Cherokee, IA; 4 federal disaster declarations in Cherokee County, IA since 2023; 15 Cherokee, IA NFIP flood claims, $737K paid; Cherokee, IA construction distress 10/100.
5 banks with 8 branches lend in Cherokee County, IA; Cherokee, IA weighted bank stress 61/100, highest 70/100 in Cherokee, IA.
Cherokee County, IA unemployment 2.6% (Cherokee, IA -0.2 pts, six months); 64 new housing units permitted in Cherokee County, IA over twelve months, Cherokee, IA up 56% from 41; Cherokee, IA home prices +10.5% a year (Cherokee, IA) over three years.
5,557 housing units in Cherokee County, IA; 1,356 Cherokee, IA renter households; 39% of Cherokee, IA renters spend 30%+ of income on rent, 23% (Cherokee, IA) half or more.
Cherokee County, IA ranks #2,578 nationally on the opportunity index (Cherokee, IA, among all ranked counties); Cherokee, IA scores 25.5/100 and Cherokee, IA sits #68 inside Iowa. Cherokee, IA is in the weak opportunity phase; Cherokee, IA's primary driver is bank institutional, Cherokee, IA second driver vacancy; Cherokee, IA moved up 115 places. 60 days on market observed in Cherokee, IA; 8.7% vacancy over 15 Cherokee, IA ZIPs.
No CFPB county sample covers Cherokee County, IA. The non-metro area reading for Cherokee, IA: 0.7% ninety-plus days late; Cherokee, IA's thirty-to-eighty-nine share is 2.1% (Cherokee, IA, December 2025 data); Iowa overall 0.9%.
Cherokee County, IA has 5 watched banks; 5 Cherokee, IA banks sit in an elevated band. Cherokee, IA footprints: Cherokee State Bank (2 branches, stress 69) in Cherokee, IA; United Bank Of Iowa (2 branches, stress 68) in Cherokee, IA; State Savings Bank (2 branches, stress 51) in Cherokee, IA.
HUD lists 2 assisted multifamily properties in Cherokee County, IA with 110 units; 62 Cherokee, IA units are assisted, 1 Cherokee, IA properties under project-based Section 8.
512 of the 5,557 housing units in Cherokee, IA sit vacant. Cherokee County, IA permitted 51 multifamily units in twelve months; Cherokee, IA's one-to-four unit structures added 13 units in Cherokee County, IA.