ZIP 51005 Property Distress & Foreclosure Data

Cherokee County, Iowa's ZIP 51005 registers 18/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in institutional ownership (53/100), structural risk (41/100), mortgage stress (20/100). mortgage stress (20/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (83/100), FEMA disaster exposure (64/100). On the structural side it scores 41/100, with 6/100 of stress already active.

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 49% higher over three years (phase confidence 27/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Educational attainment sits at 27% bachelor's-or-above. Owners hold 78% of homes, renters 22%. 1,463 residents call 51005 home, typically aged 52. Around 33% of renters are cost-burdened. 7.8% of residents fall below the poverty threshold. Home values center near $169,200, an affordability ratio of 2.4× — accessible. Median household income is $70,761, near the U.S. median near $78,000. The vacancy rate is 11.2% — elevated. DLRadar's demographic-stress index for the area reads 25/100. The ZIP holds roughly 733 housing units.

Overall, 51005 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.