ZIP 51005 Foreclosure, Tax-Lien & Distress Report
Cherokee County, Iowa · Affordable market
In Cherokee County, Iowa, ZIP 51005 scores 18 of 100 for composite distress, a low level on DLRadar's public-record index. Leading the profile are institutional ownership (55/100), structural risk (40/100), mortgage stress (20/100). By contrast, mortgage stress (20/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (83/100). Structural exposure scores 40 and live distress 6 on the 0–100 scale.
Prices here sit in a peak phase: values rose 2.5% over the trailing year, and 49% higher over three years (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Around 27% of adults hold a bachelor's degree or higher. The tenure split is 78% owner-occupied to 22% rented. Population is roughly 1,463 with a median age of 52. Rent burden reaches 33% of tenant households. Roughly 7.8% live below the poverty line. A median home runs $169,200 here, or 2.4 times local income. Median household income is $70,761, near the U.S. median near $78,000. The vacancy rate is 11.2% — elevated. The demographic-stress sub-score lands at 25/100. There are about 733 housing units across 51005.
Net-net, 51005 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 51005 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Because one deterministic model scores every ZIP, 51005's 18/100 can be lined up against any neighbor in Cherokee County, Iowa or any ZIP coast to coast. Where the public record is thin for 51005, the field stays empty rather than modeled, and fills in as new documents post.
Behind 51005's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 51005 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 51005
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 51005 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 51005, the same set carried on every parcel.
Adjacent Cherokee County ZIP reports
Related reports across Cherokee County, Iowa
Other reports tied to Cherokee County, Iowa — ZIP, county and statewide.
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Each signal above is traceable to an open dataset · methodology