ZIP 51046 Property Distress & Foreclosure Data

O'Brien County, Iowa's ZIP 51046 registers 25/100 composite distress, which DLRadar reads as low. Structural risk reads 59/100 against active distress of 6/100. Environmental exposure also runs high (flood (NFIP) exposure (95/100)). The most distinctive pressure shows up in construction/permit lag (86/100), structural risk (59/100), institutional ownership (49/100). On the quiet end sit mortgage stress (19/100).

The expansion-phase market in 51046 posted values that rose 5.4% over the year, and 25% higher over three years, at 28/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The typical home is worth about $160,300 (2.0× income, relatively affordable). The demographic-stress sub-score lands at 22/100. Population is roughly 1,407 with a median age of 51. Rent burden reaches 23% of tenant households. 79% of housing is owner-occupied. The poverty rate is 6.1% — low. Vacancy runs 15.9%, above the national norm and a classic distress-and-opportunity signal. There are about 763 housing units across 51046. Around 21% of adults hold a bachelor's degree or higher. At $81,389, median income runs near typical U.S. levels.

On the whole, 51046 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.