ZIP 51046 Foreclosure, Tax-Lien & Distress Report
O'Brien County, Iowa · High Vacancy market
O'Brien County, Iowa's ZIP 51046 registers 24/100 composite distress, which DLRadar reads as low. The split runs 58/100 structural to 6/100 active on the ground. Environmental exposure also runs high (flood (NFIP) exposure (74/100)). Property-level stress concentrates in construction/permit lag (100/100), structural risk (58/100), institutional ownership (42/100). On the quiet end sit mortgage stress (19/100).
The peak-phase market in 51046 posted values that rose 2.5% over the year, and 25% higher over three years, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Home values center near $160,300, an affordability ratio of 2.0× — accessible. On demographic stress specifically, 51046 scores 22/100. Population is roughly 1,407 with a median age of 51. Around 23% of renters are cost-burdened. Owners hold 79% of homes, renters 21%. The poverty rate is 6.1% — low. The vacancy rate is 15.9% — elevated. The ZIP holds roughly 763 housing units. Around 21% of adults hold a bachelor's degree or higher. Households earn a median $81,389 — near the roughly $78,000 national figure.
Net-net, 51046 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Because one deterministic model scores every ZIP, 51046's 24/100 can be lined up against any neighbor in O'Brien County, Iowa or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed as records update; 51046 shows blanks, not estimates, wherever the record is sparse.
The 24/100 for 51046 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 51046 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Distress signal breakdown — ZIP 51046
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 51046 Stress Report snapshot
A live read on 51046: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Adjacent O'Brien County ZIP reports
Nearest ZIP codes to 51046
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 51046
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See every distressed parcel in 51046
Get every distressed property in 51046 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
No modelling: every input is a public record · methodology