ZIP 51014 Property Distress & Foreclosure Data

Cherokee County, Iowa's ZIP 51014 registers 19/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in institutional ownership (56/100), structural risk (43/100), mortgage stress (21/100). mortgage stress (21/100) stay muted. The latent-versus-live split is 43/100 structural and 6/100 already moving. Climate and flood risk are elevated too — flood (NFIP) exposure (96/100), FEMA disaster exposure (64/100).

Prices here sit in a expansion phase: values rose 5.4% over the trailing year (phase confidence 28/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $62,143, below the U.S. median near $78,000. 10.3% of residents fall below the poverty threshold. Educational attainment sits at 11% bachelor's-or-above. The vacancy rate is 0.4%. DLRadar's demographic-stress index for the area reads 20/100. The ZIP holds roughly 276 housing units. Around 5% of renters are cost-burdened. Owners hold 82% of homes, renters 18%. 561 residents call 51014 home, typically aged 58. Home values center near $132,500, an affordability ratio of 2.1× — accessible.

Overall, 51014 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.