ZIP 51014 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 51014 in Cherokee County, Iowa comes in at 19, a low composite-distress reading. Leading the profile are institutional ownership (58/100), structural risk (42/100), mortgage stress (21/100). mortgage stress (21/100) stay muted. Structurally it carries 42/100, against 6/100 of stress already in motion. Environmental exposure also runs high (flood (NFIP) exposure (96/100)).

The market reads peak — home values rose 2.5% year on year, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $62,143, median income runs below typical U.S. levels. Roughly 10.3% live below the poverty line. Around 11% of adults hold a bachelor's degree or higher. The vacancy rate is 0.4%. DLRadar's demographic-stress index for the area reads 20/100. There are about 276 housing units across 51014. Around 5% of renters are cost-burdened. 82% of housing is owner-occupied. 561 residents call 51014 home, typically aged 58. Home values center near $132,500, an affordability ratio of 2.1× — accessible.

Net-net, 51014 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 51014 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 51014's 19/100 can be lined up against any neighbor in Cherokee County, Iowa or any ZIP coast to coast. Where the public record is thin for 51014, the field stays empty rather than modeled, and fills in as new documents post.

The 19/100 for 51014 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 51014 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.